Investment Home Loans: Building Wealth Through Property
At North Rocks Mortgage Solutions, we understand that investing in property is a powerful way to build long-term wealth. Whether you’re a seasoned investor or exploring property investment for the first time, we’re here to help you secure the right loan tailored to your financial strategy and goals.
When purchasing an investment property, the ownership structure plays a significant role in shaping your financial outcomes, tax liabilities, and borrowing capacity. We offer expert guidance to help you decide which structure aligns best with your goals:
Investing as an Individual:
Purchasing a property in your own name offers simplicity and potential tax benefits, such as deductions for interest on the loan and property-related expenses. This is a common choice for first-time investors or those seeking straightforward ownership.
Investing Through a Company or Trust:
For more complex investment strategies, holding property under a company or trust can offer advantages. A trust structure, for instance, may help with tax planning, asset protection, and estate planning. Meanwhile, investing through a company might be beneficial for business owners or those planning to manage multiple properties under a single entity.
At North Rocks Mortgage Solutions, we recognise that successful property investment requires a comprehensive approach. From understanding tax implications to maximising borrowing capacity, we ensure you’re equipped with the knowledge and tools to make informed decisions.
Take the Next Step Toward Building Wealth
Whether you’re investing in your first property or expanding your portfolio, we’re here to simplify the process and help you achieve your financial goals. Contact us today to schedule a consultation and discover how we can support your property investment journey.
- Car Loans
- Personal Loans
- Residential Home Loans
- Commercial Loans
- SMSF Lending
Our Services
Car Loans
Getting on the road has never been easier with North Rocks Mortgage Solutions. We offer fast, reliable car loans with competitive interest rates, ensuring a smooth journey from application to purchase.
Personal Loans
For life's major milestones or unexpected expenses, our Personal Loans offer competitive rates and flexible terms. Whether it's for a wedding, renovation, or medical costs, we provide personalized solutions to meet your financial needs.
Residential Home Loans
Whether you're stepping into homeownership for the first time or expanding your property portfolio, North Rocks Mortgage Solutions is here to guide you. We cater to First Home Buyers, seasoned investors, and those looking for specialized solutions such as Defence Home Loans for Australian Defence Force members and Construction Loans designed to fund your dream home's build from the ground up.
Commercial Loans
Empowering businesses to grow, North Rocks Mortgage Solutions provides flexible financing options for purchasing, refinancing, or developing commercial properties. With a tailored approach, we help businesses of all sizes secure the financial tools they need to succeed.
SMSF Lending
Self-Managed Superannuation Funds (SMSFs) offer a unique opportunity for property investment. Our team provides specialised SMSF lending solutions, guiding you through regulatory requirements and securing the right loan product. We ensure your SMSF property investment aligns with your retirement strategy and complies with all laws.
